Real Estate Today

Seller Secrets

How Buyers Search

Sources and Resources



www factfinder census gov- source of housing, economic, demographic, and geographic data

www jchs harvard edu/son/index.htm - The State of the Nation’s Housing Report, an annual report by the Harvard Joint Center for Housing Studies

www nhc org/chp/p2p/ - wage information and housing affordability database

www nlihc org/oor2009 - downloadable report comparing wages and rents across the US

www realtor org/research - portal for research and statistics collected by NAR’s research department


Housing Counseling & Education

www acorn org - find a housing counselor

www hud gov  - finding housing counselor

www - NeighborWorks® America - find a housing counselor

www homefreeusa com - find a housing counselor

www - find a housing counselor

www -information on the National Industry Standards for Homeownership Education and Counseling

www treas gov/financialeducation - financial literacy information

www debtadvlsor org - find a credit counselor

www mymoney gov - US Government site on saving and managing money

www natctax org/education.php - provides information and education on tax issues and benefits

www irs gov -IRS Form 5405 allows consumer to monetize the homebuyer tax credit


Affordable Housing

www realtor org/housingopportunity - NAR’s housing opportunity program provides information and resources relating to affordable housing opportunities, including a Housing Opportunity Toolkit with resources for Realtors® and Realtor® associations.

www - information on affordable housing

www - consumer website with information on the government refinance and modification programs -information on development, finance, management and preservation of affordable housing. - national housing conference - data and information on housing policies - national low income housing coalition available rentals - available rentals -the Manufactured Housing Institute website


Lender - Fannie Mae corporate website - Fannie Mae business website - Fannie Mae site dealing with REOS, foreclosures, etc. Freddie Mac corporate website - HUD website - Veteran Administration home loan programs website - USDA Rural Development program website - Federal Home Loan Banks website - Federal Reserve Banks website - National Council of State Housing Agencies, trade association for State HFAS


Sources for Baseline Data on Average Mortgage Rates lists national average mortgage rate daily and average mortgage rates and points in top 10 markets. compiles a national average mortgage rate from a weekly market survey. publishes national mortgage rates weekly. provides instant online interest rate comparisons.


Credit Reporting - credit reporting agency - credit reporting agency - credit reporting agency - source of free credit reports - system for credit score; provides credit score, credit reports and other services.


Community Initiatives - link to NAR’s Housing Opportunity Program link to NAR’s Smart Growth program - link to Realtor Magazine online /smart_growth.nsf , “On Common Ground” link to NAR’s State Issues Tracker database link to NAR’s EAH Class Web page

http://www.realtoractioncenterzcom/realtors- link to NAR’s ReaItor® Action Center search for Employer Assisted Housing Community Land Trusts Community Land Trusts energy conservation green affordable housing affordable housing communities


 Consumer Protection fair housing information general financial information search for fair housing, predatory lending Freddie Mac predatory lending information scam alerts Treasury Department information on scams and resources. - HUD page with information on avoiding foreclosure and finding foreclosure counseling HOPE Hotline (888-995-HOPE) provides free counseling and information to borrowers concerned about their mortgage