Real Estate Today

Seller Secrets

How Buyers Search

Sources and Resources

 

Client

www factfinder census gov- source of housing, economic, demographic, and geographic data

www jchs harvard edu/son/index.htm - The State of the Nation’s Housing Report, an annual report by the Harvard Joint Center for Housing Studies

www nhc org/chp/p2p/ - wage information and housing affordability database

www nlihc org/oor2009 - downloadable report comparing wages and rents across the US

www realtor org/research - portal for research and statistics collected by NAR’s research department

 

Housing Counseling & Education

www acorn org - find a housing counselor

www hud gov  - finding housing counselor

www nw.org - NeighborWorks® America - find a housing counselor

www homefreeusa com - find a housing counselor

www naca.org - find a housing counselor

www homeownershipstandards.com -information on the National Industry Standards for Homeownership Education and Counseling

www treas gov/financialeducation - financial literacy information

www debtadvlsor org - find a credit counselor

www mymoney gov - US Government site on saving and managing money

www natctax org/education.php - provides information and education on tax issues and benefits

www irs gov -IRS Form 5405 allows consumer to monetize the homebuyer tax credit

 

Affordable Housing

www realtor org/housingopportunity - NAR’s housing opportunity program provides information and resources relating to affordable housing opportunities, including a Housing Opportunity Toolkit with resources for Realtors® and Realtor® associations.

www huduser.org - information on affordable housing

www makinghomesaffordable.gov - consumer website with information on the government refinance and modification programs

http://www.knowledgeplex.org/topic.html?c=231 -information on development, finance, management and preservation of affordable housing.

http://www.nhc.org - national housing conference

http://www.housingpolicy.org - data and information on housing policies

http://www.nlihc.org - national low income housing coalition

http://www.hud.gov/renting- available rentals

http://www.socialserve.com - available rentals

www.manufacturedhousing.org -the Manufactured Housing Institute website

 

Lender

http://www.fanniemae.com - Fannie Mae corporate website

http://www.efanniemae.com - Fannie Mae business website

www.homepath.com - Fannie Mae site dealing with REOS, foreclosures, etc.

http://www.freddiemac.com- Freddie Mac corporate website

http://www.hud.gov - HUD website

http://www.homeloans.va.gov - Veteran Administration home loan programs website

http://www.rurdev.usda.gov/rhs - USDA Rural Development program website

http://www.fhlbanks.com - Federal Home Loan Banks website

http://www.federalreserve.gov - Federal Reserve Banks website

http://www.ncsha.org - National Council of State Housing Agencies, trade association for State HFAS

 

Sources for Baseline Data on Average Mortgage Rates

http://www.bankrate.com lists national average mortgage rate daily and average mortgage rates and points in top 10 markets.

http://www.freddiemac.com compiles a national average mortgage rate from a weekly market survey.

http://www.mbaa.org publishes national mortgage rates weekly.

http://www.myfico.com provides instant online interest rate comparisons.

 

Credit Reporting

http://www.equifax.com - credit reporting agency

http://www.transunion.com - credit reporting agency

http://www.experian.com - credit reporting agency

http://www.annualcreditreport.com - source of free credit reports

http://www.myfico.com - system for credit score; provides credit score, credit reports and other services.

 

Community Initiatives

http://www.realtor.org/government)affairs/housing_opportunity/index - link to NAR’s Housing Opportunity Program

http://www.realtor.org/smart_growth.nsf- link to NAR’s Smart Growth program

http://www.realtor.org/realtormag - link to Realtor Magazine online

www.realtor.org /smart_growth.nsf , “On Common Ground”

http://www.realtor.org/stateissues- link to NAR’s State Issues Tracker database

http://www.realtor.org/eahclass- link to NAR’s EAH Class Web page

http://www.realtoractioncenterzcom/realtors- link to NAR’s ReaItor® Action Center

http://www.hud.gov- search for Employer Assisted Housing

http://www.cltnetwork.org- Community Land Trusts

http://www.iceclt.org- Community Land Trusts

http://www.natresnet.org- energy conservation

http://www.greencommunitiesonline.org- green affordable housing

http://www.enterprisecommunity.org- affordable housing communities

 

 Consumer Protection

http://www.realtors.org- fair housing information

http://www.responsiblelending.org- general financial information

http://www.hud.gov- search for fair housing, predatory lending

http://www.dontborrowtrouble.com- Freddie Mac predatory lending information

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre42.shtm- scam alerts

http://www.occ.treas.gov/ftp/ADVISORY/2008-1html- Treasury Department information on scams and resources.

portal.hud.gov/portal/page/portaI/HUD/topics/avoiding_foreclosure - HUD page with information on avoiding foreclosure and finding foreclosure counseling

http://www.995hope.org- HOPE Hotline (888-995-HOPE) provides free counseling and information to borrowers concerned about their mortgage